A dua for paying off debt is Allahummakfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka. It asks Allah for sufficient lawful provision and freedom from dependence on others. The wording is reported in Jami at-Tirmidhi 3563, graded Hasan in the cited edition.
Dua For Paying Off Debt in Arabic
اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Urdu Translation
اے اللہ! مجھے اپنے حلال سے اتنا عطا فرما کہ حرام کی حاجت نہ رہے، اور اپنے فضل سے مجھے اپنے سوا سب سے بے نیاز کر دے۔
English Meaning
O Allah, let what You permit be enough for me instead of what You forbid, and through Your generosity free me from needing anyone besides You.
Meaning and Hadith Reference
The first part asks for halal provision to be sufficient. The second asks for Allah’s generosity and help. Together, the words express reliance on Him while seeking a responsible way through financial difficulty.
Ali taught this supplication to someone seeking help with a financial obligation, as reported in Jami at-Tirmidhi 3563. The cited source grades the narration Hasan. No particular number of repetitions or deadline is specified here; the focus is the prayer and its meaning.
Source: Jami at-Tirmidhi 3563.
Frequently Asked Questions
What does this debt dua ask for?
It asks that lawful provision be sufficient instead of what is forbidden, and that Allah’s generosity free the person from dependence on others.
Is a fixed repetition count stated in this report?
The cited report does not give a special daily count. This page does not attach an invented count or repayment deadline to the supplication.
Where is Allahummakfini bihalalika recorded?
It appears in Jami at-Tirmidhi 3563, in a report about Ali teaching words he had learned from the Prophet ﷺ to someone seeking help with a financial obligation.
Dua Image and Related Reading
Related reading: Hajat Ki Dua: A Quranic Prayer with Urdu and English Meaning · Dua e Aman: Quranic Words of Trust with Urdu Meaning
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